About us

Curlec is a FinTech company that makes it easy for businesses of all sizes to collect recurring payments and take control of their cash flow. We do this by building technology on top of payment infrastructure.

Whilst bank-to-bank payments via Direct Debit was how we started, we have now broadened our offerings to include card payments, payouts as well as subscription management and billing features.

Curlec is part of the Razorpay group - India's leading Payments and Banking Platform for businesses. Razorpay serves over 8 million businesses and is backed by some of the world's marquee investors that include Sequoia Capital India, Tiger Global, Lone Pine Capital and TCV, and was part of the prestigious Silicon Valley tech accelerator, Y Combinator.


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Our Team

A wealth of experience in the Banking Technology sector, our founding team built the integrated workflow system for the processing of Direct Debit mandates at PayNet (Payments Network Malaysia) - a Bank Negara subsidiary. The system has been live since 2010 and is being used by all major banks in Malaysia.

Zac Liew

Co-Founder & CEO

Zac previously worked at Barclays Bank in London and was a Product Manager for 2 enterprise-tech companies. He was named in Forbes 30 Under 30 Asia 2020.

Steve Kucia

Co-Founder & Chairman

Steve has over 40 years experience with Technology companies in the UK, Middle East and Asia. He was previously MD of Unisys in Hong Kong.

Raj Lorenz

Advisor to the Board

Raj has over 30 years experience in the Financial Services Industry. He previously ran GHL Systems and eNETS, and held various positions in CitiBank.

A leading player in the FinTech & innovation space


Malaysia's Best FinTech Startup


Forbes 30 Under 30 Asia
 (Finance & Venture Capital)


Malaysia's FinTech Company of the Year


EY Foundry Programme


VISA Accelerator Programme

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