> ## Documentation Index
> Fetch the complete documentation index at: https://curlec.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Capture Settings

> Configure auto and manual payment capture settings from Razorpay Curlec Dashboard and using APIs.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
  <span>🇲🇾 Malaysia</span>
  <span>🇸🇬 Singapore</span>
  <span>🇺🇸 United States</span>
</div>

When a customer makes an online payment, it usually flows through different states. Know more about [payment states](/docs/payments/payments#payment-life-cycle).

By default, once your customer completes a payment, it is automatically moved to the `captured` state.

<Warning>
  **Watch Out!**

  * For **Direct Settlement** merchants, payments will be auto-captured irrespective of the configuration.
  * You must ensure that all payments in the authorized state are moved to the captured state within 3 days of creation. This is mandatory because payments that are not captured within this period will be refunded automatically to customers.
</Warning>

You can configure **Payment Capture settings** on the Dashboard. You can choose to:

* [Auto-capture all payments](#auto-capture-all-payments)
* [Auto-capture with set timeouts](#auto-capture-with-custom-timeouts)
* [Manually capture timeout](#manual-capture-timeout)

<Info>
  **Handy Tips**

  * Only the Razorpay Curlec account owner can configure payment capture settings on the Dashboard.
  * Payment Capture settings are applicable only for payments created using the Orders API.
</Info>

| Option | Description |
| - | - |
| Auto-capture all payments | All payments `authorized` within 3 days from the time of creation are auto-captured. |
| Auto-capture timeouts | <ul><li>Allows you to define custom auto-capture timeout.</li><li> The minimum value is 12 minutes.</li><li>The maximum value (default) is 3 days.</li></ul> |
| Manual capture timeout | <ul><li>Allows you to define custom manual capture timeout.</li><li>The minimum value is 12 minutes.</li><li> The maximum value (default) is 3 days.</li></ul> |
| Auto-refund speed | Payments in the `authorized` state are auto-refunded after the timeout. The available option is **Normal Refund** where the payment is refunded to your customer in 5-7 working days. The refund speed selected here is only applicable to payments that are auto-refunded. |

## Auto-capture All Payments

You can use this setting to capture all `authorized` payments automatically. This eliminates the time and effort spent manually capturing payments. **This is the default setting for all customers.**

1. Log in to the Dashboard.
2. Navigate to the **Account & Settings** option and scroll to the **Payments Capture** option.
3. Click the **Change** button next to **Automatic Capture**.
4. Under **Automatic Capture**, click the drop-down and select the time period in the **Capture all payments authorised within** field. For example, 5 days.
5. Click **Next**.
6. Select **Refund Automatically** and click **Next**.
7. Select Normal Refund as the **Refund Speed**.
8. Click **Save**.

## Auto-capture With Custom Timeouts

Once the payment is `created`, you can:

* Auto-capture payments that are `authorized` within a certain time period, and
* Manually capture payments that are `authorized` after that time period.

You can do this by setting up custom timeouts for automatic and manual capture.

### Auto-capture Timeout

Let us say you only want to auto-capture payments that are `authorized` within 3 days from creation.

| --- Capture Settings | <ul><li>Select **Automatic Capture** </li><li>Automatic capture timeout = 3 days.</li></ul> |
| - | - |
| Payments auto-refunded | If payments are `authorized` after 3 days. |

### Auto-capture + Manual Capture Timeouts

Let us say you want to:

* Auto-capture payments that are `authorized` within 2 days from creation.
* Manually capture payments that are `authorized` within 3 days from creation.

| --- Capture Settings | <ul><li>Select **Automatic Capture** </li><li>Automatic capture timeout = 2 days.</li><li>Manual capture timeout = 3 days.</li></ul> |
| - | - |
| Payments auto-refunded if | <ul><li>Payments not `captured` by you within 3 days.</li><li> Payments are `authorized` after 3 days.</li></ul> |

<AccordionGroup>
  <Accordion title="To configure capture settings:">
    1. Log in to your Dashboard.
    2. Navigate to the **Account & Settings** option and scroll to the **Payments Capture** option.
    3. Click the **Change** button next to **Automatic Capture**.
    4. Under **Automatic Capture**, click the drop-down and select the time period in the **Capture all payments authorised within** field. For example, 2 days.
    5. Click **Next**.
    6. Select **Capture manually via dashboard or API**.
    7. Click the drop-down and select the time period in the **Capture payments manually authorised within** field. For example, 3 days.
    8. Click **Next**.
    9. Select Normal Refund as the **Refund Speed**.
    10. Click **Save**.
  </Accordion>
</AccordionGroup>

## Manually Capture Payments

You can use this setting to capture `authorized` payments manually.

### Manual Capture Timeout

Let us say you only want to manually capture payments that are `authorized` within 3 days from creation. To do this, you should set the manual capture timeout as 3 days.

| --- Capture Settings | <ul><li>Select **Manual Capture** </li><li>Manual capture timeout = 3 days.</li></ul> |
| - | - |
| Payments auto-refunded if | <ul><li>Payments not `captured` by you within 3 days.</li><li> Payments are `authorized` after 3 days.</li></ul> |

To set up the manual capture:

1. Log in to the Dashboard.
2. Navigate to the **Account & Settings** option and scroll to the **Payments Capture** option.
3. Click the **Change** button next to **Automatic Capture**.
4. Select the **Manual Capture** option.
5. Set the manual capture timeout to 3 days and click **Next**.
6. Select Normal Refund as the **Refund Speed**.
7. Click **Save**.

You can manually capture payments in the `authorized` state using our [Capture API](/docs/api/payments/capture) or from the [Dashboard](/docs/payments/payments/dashboard#manually-capture-payments). All payments that are not captured within the manual timeout period will be auto-refunded.

<Info>
  **Handy Tips**

  If the payment amount is less than the authorised total order amount (partial capture), please contact our [support team](https://curlec.com/support/) for assistance.

  Partial capture is available only for card payment and on manual payment capture mode.
</Info>

## Configure Payment Capture Settings Using Orders API

Capture values passed in the Orders API take precedence over the Payment Capture settings configured on the Dashboard. You can use this to change the capture settings for individual payments.

### Related Information

* [How Payment Gateway Works](/docs/payments/payment-gateway/how-it-works)
* [Payment States](/docs/payments/payments)
* [Refunds](/docs/payments/refunds)
* Manually capture payments in the `authorized` state using the [Capture API](/docs/api/payments/capture) or from the [Dashboard](/docs/payments/payments/dashboard#manually-capture-payments)
* [Set up and Subscribe to Webhook events](/docs/webhooks/setup-edit-payments)