Route
Create payments and reverse payments using Razorpay Route APIs. Create direct transfers, transfer reversals, refund payments, settle or hold settlements.
Razorpay
enables you to split payments received using the Razorpay Payment Gateway or other products (such as Payment Links, Payment Pages, Invoices, Subscriptions and Smart Collect) and transfer the funds to third parties, sellers or bank accounts.You can try out our APIs on the Razorpay Postman Public Workspace.
Below are the steps to integrate Route:
-
:
Create a Linked Account using the API. A uniqueaccount_id
will be assigned to the created account. -
:
You should now create a stakeholder using theaccount_id
. A uniquestakeholder_id
will be assigned to the created stakeholder account. -
:
Now that both Linked Account and stakeholder are created, you should request a Route product configuration. -
:
You should now trigger the update product configuration API with the bank account details of the Linked Account. The configuration will be activated if the information review is successful.If the
activation_status
moves to theneeds_clarification
state, you can check therequirements
array in the response forneeds_clarification
reasons. The array will contain the following information:Requirements Description field_reference
The field reference which has an issue. resolution_url
The URL to address the requirement. You should use the API endpoint to update the missing field. reason_code
The reason code for showing in the requirement. status
The status of the requirement. You should use the endpoint in the
resolution_url
to update the details and get the configuration activated. -
Transfer funds to Linked Account using below methods:
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