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Create Payouts using RazorpayX APIs.

RazorpayX supercharges your business banking experience. We help business owners and finance teams automate manual, repetitive financial tasks and provide insights into money flow.

Post sign up, account activation and KYC verification you are eligible to make payouts. To make a payout, you must:

  1. Create a Contact
  2. Add a Fund Account for a contact.
  3. Create a Payout.

Watch Out!

According to PCI regulations, payout processing is allowed on TLS version 1.2 or higher. RazorpayX will not acknowledge APIs if they are triggered without TLS version 1.2 or higher.

Watch the below video to know how to create Payouts using our APIs.

Handy Tips

It is assumed that you have already added funds to your business account. This action cannot be performed via APIs and has to be done before you can make a payout. Refer to the business account section to know


You can try out our APIs on the Razorpay Postman Public Workspace.

Know more about


RazorpayX test mode is a replication of RazorpayX in a sandbox environment. It allows you to test all aspects of your integration before you go live.

Actions taken in the test mode have no consequences in your live environment. Test mode has its own dummy balance. No real money is used in the test mode.

Contacts, fund accounts and payouts created in the test mode do not appear in the live environment. You can create contacts and fund accounts using real-world or dummy data.

For example, a contact created in the test mode does not carry over to the live mode and vice versa. Payouts made to a fund account in the test mode uses funds from the test account balance, which is not real money.

Know more about


The Curlec API Gateway URL is You need to include this before each API endpoint to make API calls.

Use the URL to access payment resources.

All RazorpayX APIs are authenticated using Basic Auth. Basic auth requires the following:


Handy Tips

If you are an existing Razorpay merchant, you can use your existing API key with RazorpayX.

To generate your API Keys:

  1. Log in to your .
  2. Navigate to the user icon on the top-right of the screen, and to My Account & SettingsDeveloper Controls.
  3. In the API Keys section, click GENERATE KEY, or REGENERATE KEY if you want to generate your API Keys again.
  4. API Keys are generated for your business account. Click Download Key Details to download your API Keys for future reference.

Watch the short animation below for more information.

Watch Out!

After generating the keys from the Dashboard, download and save them securely. Razorpay does not store <YOUR_KEY_SECRET>. This is visible only at the time of key generation.

If you have already generated your API Keys and do not remember it, you must regenerate the keys from the

/ and replace it in your integration code for RazorpayX and Razorpay Payment Gateway.

Razorpay employs a request rate limiter that limits the number of requests received by the API within a time window. This is to maintain system stability in the event of unintentional high traffic loads.

While integrating with APIs, watch for HTTP status code 429 and build the retry mechanism based on the requirement.

To make the best use of the limits, it is recommended to use an Exponential backoff/stepped backoff strategy to reduce request volume and stay within the limit. It is also recommended to have some randomization within the backoff schedule to avoid the


to configure and receive notifications when a . When one of these events is triggered, we send an HTTP POST in JSON to the webhook's configured URL.

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