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Api

Payments

Payment Links

Third Party Validation

API Test Keys

Perform Third-Party Validation Using Payment Links

POST
/v1/payment_links

Click to copy

Use this endpoint to comply with the regulatory guidelines in a manner such that the customers make payments only from their registered bank account. TPV stands for Third Party Validation. This feature is made available only to businesses operating in Mutual fund, Securities or Brokerage sectors.

You can perform third party validation using Payment Links by passing the options parameter along with the Create Payment Links API request. Check the

use cases to perform TPV using Payment Links

.

Feature Request

This is an on-demand feature. Please raise a request with our

Support team

to get this feature activated on your Curlec account.

Is this page helpful?

Curl

change language

change language

1
Use this API endpoint for Netbanking
2


3
curl -X POST https://api.razorpay.com/v1/payment_links
4
-H 'content-type: application/json'
5
-d '{
6
  "amount": 1000,
7
  "currency": "INR",
8
  "accept_partial": true,
9
  "first_min_partial_amount": 100,
10
  "reference_id": "#425",
11
  "description": "Payment for policy no #23456",
12
  "customer": {
13
    "name": "Gaurav Kumar",
14
    "contact": "+919000090000",
15
    "email": "gaurav.kumar@example.com"
16
  },
17
  "notify": {
18
    "sms": true,
19
    "email": true
20
  },
21
  "reminder_enable": true,
22
  "options": {
23
    "order": {
24
      "method": "netbanking",
25
      "bank_account": {
26
        "account_number": "04300040049999",
27
        "name": "Gaurav Kumar",
28
        "ifsc": "KKBK0000430"
29
      }
30
    }
31
  }
32
}'
33


34
Use this API endpoint for UPI
35


36
curl -X POST https://api.razorpay.com/v1/payment_links
37
-H 'content-type: application/json'
38
-d '{
39
  "amount": 1000,
40
  "currency": "INR",
41
  "accept_partial": true,
42
  "first_min_partial_amount": 100,
43
  "reference_id": "#42ds6",
44
  "description": "Payment for policy no #23456",
45
  "customer": {
46
    "name": "Gaurav Kumar",
47
    "contact": "+919000090000",
48
    "email": "gaurav.kumar@example.com"
49
  },
50
  "notify": {
51
    "sms": true,
52
    "email": true
53
  },
54
  "reminder_enable": true,
55
  "options": {
56
    "order": {
57
      "method": "upi",
58
      "bank_account": {
59
        "account_number": "04300040049999",
60
        "name": "Gaurav Kumar",
61
        "ifsc": "KKBK0000430"
62
      }
63
    }
64
  }
65
}'
66


67
Use this API endpoint for for either Netbanking or UPI
68


69
curl -X POST https://api.razorpay.com/v1/payment_links
70
-H 'content-type: application/json'
71
-d '{
72
  "amount": 1000,
73
  "currency": "INR",
74
  "accept_partial": true,
75
  "first_min_partial_amount": 100,
76
  "reference_id": "#427",
77
  "description": "Payment for policy no #23456",
78
  "customer": {
79
    "name": "Gaurav Kumar",
80
    "contact": "+919000090000",
81
    "email": "gaurav.kumar@example.com"
82
  },
83
  "notify": {
84
    "sms": true,
85
    "email": true
86
  },
87
  "reminder_enable": true,
88
  "options": {
89
    "order": {
90
      "bank_account": {
91
        "account_number": "04300050077634",
92
        "name": "Gaurav Kumar",
93
        "ifsc": "KKBK0000430"
94
      }
95
    }
96
  }
97
}'

Netbanking

UPI

Either

1
{
2
  "accept_partial": true,
3
  "amount": 1000,
4
  "amount_paid": 0,
5
  "callback_method": "",
6
  "callback_url": "",
7
  "cancelled_at": 0,
8
  "created_at": 1596525334,
9
  "currency": "INR",
10
  "customer": {
11
    "contact": "+919000090000",
12
    "email": "gaurav.kumar@example.com",
13
    "name": "Gaurav Kumar"
14
  },
15
  "deleted_at": 0,
16
  "description": "Payment for policy no #23456",
17
  "expire_by": 0,
18
  "expired_at": 0,
19
  "first_min_partial_amount": 100,
20
  "id": "plink_FMbF1mewlEnf3Q",
21
  "notes": null,
22
  "notify": {
23
    "email": true,
24
    "sms": true
25
  },
26
  "payments": null,
27
  "reference_id": "#42sd5",
28
  "reminder_enable": true,
29
  "reminders": [],
30
  "short_url": "https://rzp.io/i/XxDxHPE",
31
  "source": "",
32
  "source_id": "",
33
  "status": "created",
34
  "updated_at": 1596525334,
35
  "user_id": ""
36
}
Request Parameters
amount

*

integer

Amount to be paid using the Payment Link. Must be in the smallest unit of the currency. For example, if you want to receive a payment of MYR 300.00, you must enter the value 30000. In the case of three decimal currencies, such as KWD, BHD and OMR, to refund a payment of 295.991, pass the value as 295990. And in the case of zero decimal currencies such as JPY, to refund a payment of 295, pass the value as 295.

Watch Out!

As per payment guidelines, you should pass the last decimal number as 0 for three decimal currency payments. For example, if you want to refund a customer 99.991 KD for a transaction, you should pass the value for the amount parameter as 99990 and not 99991.

currency
string

A three-letter ISO code for the currency in which you want to accept the payment. For example, MYR.

accept_partial
boolean

Indicates whether customers can make

partial payments

using the Payment Link. Possible values:
  • true: Customer can make partial payments.
  • false: (default): Customer cannot make partial payments.

first_min_partial_amount
integer

Minimum amount, in currency subunits, that must be paid by the customer as the first partial payment. Default currency is MYR. For example, if an amount of MYR 700.00 is to be received from the customer in two installments of #1 - MYR 500.00, #2 - MYR 200.00, then you can set this value as 500000. Must be passed along with accept_partial parameter.

description
string

A brief description of the Payment Link. The maximum character limit supported is 2048.

reference_id
string

Reference number tagged to a Payment Link. Must be a unique number for each Payment Link. The maximum character limit supported is 40.

customer
string

Customer details

Show child parameters (3)

expire_by
integer

Timestamp, in Unix, at which the Payment Link will expire. By default, a Payment Link will be valid for six months from the date of creation. Please note that the expire by date cannot exceed more than six months from the date of creation.

notify
array

Defines who handles Payment Link notification.

Show child parameters (2)

notes
json object

Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Payment Link for Groceries.”.

callback_url
string

If specified, adds a redirect URL to the Payment Link. Once customers completes the payment, they are redirected to the specified URL.

Handy Tips
If the callback_url is passed, it should be passed in the correct format. That is, it should contain a URL.

callback_method
string

If callback_url parameter is passed, callback_method must be passed with the value get.

reminder_enable
boolean

Used to send

reminders

for the Payment Link. Possible values:
  • true: To send reminders.
  • false: To disable reminders.

options

*

array

Options to configure the customer's bank account details in the Payment Link. Parent parameter under which the order child parameter must be passed.

Show child parameters (1)

Response Parameters
accept_partial
boolean

Indicates whether customers can make

partial payments

using the Payment Link. Possible values:
  • true: Customer can make partial payments.
  • false: (default): Customer cannot make partial payments.

amount
integer

Amount to be paid using the Payment Link. Must be in the smallest unit of the currency. For example, if you want to receive a payment of MYR 300.00, you must enter the value 30000. In the case of three decimal currencies, such as KWD, BHD and OMR, to refund a payment of 295.991, pass the value as 295990. And in the case of zero decimal currencies such as JPY, to refund a payment of 295, pass the value as 295.

Watch Out!

As per payment guidelines, you should pass the last decimal number as 0 for three decimal currency payments. For example, if you want to refund a customer 99.991 KD for a transaction, you should pass the value for the amount parameter as 99990 and not 99991.

amount_paid
integer

Amount paid by the customer.

callback_url
string

If specified, adds a redirect URL to the Payment Link. Once the customer completes the payment, they are redirected to the specified URL.

callback_method
string

If callback_url parameter is passed, callback_method must be passed with the value get.

cancelled_at
integer

Timestamp, in Unix, at which the Payment Link was cancelled by you.

created_at
integer

Timestamp, in Unix, indicating when the Payment Link was created.

currency
string

Defaults to MYR.

customer
string

Customer details.

Show child parameters (3)

description
string

A brief description of the Payment Link.

expire_by
integer

Timestamp, in Unix, when the Payment Link will expire. By default, a Payment Link will be valid for six months from the date of creation. Please note that the expire by date cannot exceed more than six months from the date of creation.

expired_at
integer

Timestamp, in Unix, at which the Payment Link expired.

first_min_partial_amount
integer

Minimum amount that must be paid by the customer as the first partial payment. For example, if an amount of MYR 700.00 is to be received from the customer in two installments of #1 - MYR 500.00, #2 - MYR 200.00, then you can set this value as 500000.

id
string

Unique identifier of the Payment Link. For example, plink_ERgihyaAAC0VNW.

notes
object

Set of key-value pairs that you can use to store additional information. You (Businesses) can enter a maximum of 15 key-value pairs, with each value having a maximum limit of 256 characters.

notify
array

Defines who handles Payment Link notification.

Show child parameters (2)

payments
array

Payment details such as amount, payment id, payment link id and more. This array is populated only after a payment is made by the customer or if the payment fails. Until then, the value is null.

Show child parameters (7)

reference_id
string

Reference number tagged to a Payment Link. Must be a unique number for each Payment Link. The maximum character limit supported is 40.

short_url
string

The unique short URL generated for the Payment Link.

status
string

Displays the current state of the Payment Link. Possible values:

  • created
  • partially_paid
  • expired
  • cancelled
  • paid

updated_at
integer

Timestamp, in Unix, indicating when the Payment Link was updated.

reminder_enable
boolean

Used to send

reminders

for the Payment Link. Possible values:
  • true: To send reminders.
  • false: To disable reminders.

user_id
string

A unique identifier for the user role through which the Payment Link was created. For example, HD1JAKCCPGDfRx.

Perform Third-Party Validation Using Payment Links

POST
/v1/payment_links

Click to copy

Use this endpoint to comply with the regulatory guidelines in a manner such that the customers make payments only from their registered bank account. TPV stands for Third Party Validation. This feature is made available only to businesses operating in Mutual fund, Securities or Brokerage sectors.

You can perform third party validation using Payment Links by passing the options parameter along with the Create Payment Links API request. Check the

use cases to perform TPV using Payment Links

.

Feature Request

This is an on-demand feature. Please raise a request with our

Support team

to get this feature activated on your Curlec account.

Is this page helpful?

Request Parameters
amount

*

integer

Amount to be paid using the Payment Link. Must be in the smallest unit of the currency. For example, if you want to receive a payment of MYR 300.00, you must enter the value 30000. In the case of three decimal currencies, such as KWD, BHD and OMR, to refund a payment of 295.991, pass the value as 295990. And in the case of zero decimal currencies such as JPY, to refund a payment of 295, pass the value as 295.

Watch Out!

As per payment guidelines, you should pass the last decimal number as 0 for three decimal currency payments. For example, if you want to refund a customer 99.991 KD for a transaction, you should pass the value for the amount parameter as 99990 and not 99991.

currency
string

A three-letter ISO code for the currency in which you want to accept the payment. For example, MYR.

accept_partial
boolean

Indicates whether customers can make

partial payments

using the Payment Link. Possible values:
  • true: Customer can make partial payments.
  • false: (default): Customer cannot make partial payments.

first_min_partial_amount
integer

Minimum amount, in currency subunits, that must be paid by the customer as the first partial payment. Default currency is MYR. For example, if an amount of MYR 700.00 is to be received from the customer in two installments of #1 - MYR 500.00, #2 - MYR 200.00, then you can set this value as 500000. Must be passed along with accept_partial parameter.

description
string

A brief description of the Payment Link. The maximum character limit supported is 2048.

reference_id
string

Reference number tagged to a Payment Link. Must be a unique number for each Payment Link. The maximum character limit supported is 40.

customer
string

Customer details

Show child parameters (3)

expire_by
integer

Timestamp, in Unix, at which the Payment Link will expire. By default, a Payment Link will be valid for six months from the date of creation. Please note that the expire by date cannot exceed more than six months from the date of creation.

notify
array

Defines who handles Payment Link notification.

Show child parameters (2)

notes
json object

Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Payment Link for Groceries.”.

callback_url
string

If specified, adds a redirect URL to the Payment Link. Once customers completes the payment, they are redirected to the specified URL.

Handy Tips
If the callback_url is passed, it should be passed in the correct format. That is, it should contain a URL.

callback_method
string

If callback_url parameter is passed, callback_method must be passed with the value get.

reminder_enable
boolean

Used to send

reminders

for the Payment Link. Possible values:
  • true: To send reminders.
  • false: To disable reminders.

options

*

array

Options to configure the customer's bank account details in the Payment Link. Parent parameter under which the order child parameter must be passed.

Show child parameters (1)

Response Parameters
accept_partial
boolean

Indicates whether customers can make

partial payments

using the Payment Link. Possible values:
  • true: Customer can make partial payments.
  • false: (default): Customer cannot make partial payments.

amount
integer

Amount to be paid using the Payment Link. Must be in the smallest unit of the currency. For example, if you want to receive a payment of MYR 300.00, you must enter the value 30000. In the case of three decimal currencies, such as KWD, BHD and OMR, to refund a payment of 295.991, pass the value as 295990. And in the case of zero decimal currencies such as JPY, to refund a payment of 295, pass the value as 295.

Watch Out!

As per payment guidelines, you should pass the last decimal number as 0 for three decimal currency payments. For example, if you want to refund a customer 99.991 KD for a transaction, you should pass the value for the amount parameter as 99990 and not 99991.

amount_paid
integer

Amount paid by the customer.

callback_url
string

If specified, adds a redirect URL to the Payment Link. Once the customer completes the payment, they are redirected to the specified URL.

callback_method
string

If callback_url parameter is passed, callback_method must be passed with the value get.

cancelled_at
integer

Timestamp, in Unix, at which the Payment Link was cancelled by you.

created_at
integer

Timestamp, in Unix, indicating when the Payment Link was created.

currency
string

Defaults to MYR.

customer
string

Customer details.

Show child parameters (3)

description
string

A brief description of the Payment Link.

expire_by
integer

Timestamp, in Unix, when the Payment Link will expire. By default, a Payment Link will be valid for six months from the date of creation. Please note that the expire by date cannot exceed more than six months from the date of creation.

expired_at
integer

Timestamp, in Unix, at which the Payment Link expired.

first_min_partial_amount
integer

Minimum amount that must be paid by the customer as the first partial payment. For example, if an amount of MYR 700.00 is to be received from the customer in two installments of #1 - MYR 500.00, #2 - MYR 200.00, then you can set this value as 500000.

id
string

Unique identifier of the Payment Link. For example, plink_ERgihyaAAC0VNW.

notes
object

Set of key-value pairs that you can use to store additional information. You (Businesses) can enter a maximum of 15 key-value pairs, with each value having a maximum limit of 256 characters.

notify
array

Defines who handles Payment Link notification.

Show child parameters (2)

payments
array

Payment details such as amount, payment id, payment link id and more. This array is populated only after a payment is made by the customer or if the payment fails. Until then, the value is null.

Show child parameters (7)

reference_id
string

Reference number tagged to a Payment Link. Must be a unique number for each Payment Link. The maximum character limit supported is 40.

short_url
string

The unique short URL generated for the Payment Link.

status
string

Displays the current state of the Payment Link. Possible values:

  • created
  • partially_paid
  • expired
  • cancelled
  • paid

updated_at
integer

Timestamp, in Unix, indicating when the Payment Link was updated.

reminder_enable
boolean

Used to send

reminders

for the Payment Link. Possible values:
  • true: To send reminders.
  • false: To disable reminders.

user_id
string

A unique identifier for the user role through which the Payment Link was created. For example, HD1JAKCCPGDfRx.

Curl

change language

change language

1
Use this API endpoint for Netbanking
2


3
curl -X POST https://api.razorpay.com/v1/payment_links
4
-H 'content-type: application/json'
5
-d '{
6
  "amount": 1000,
7
  "currency": "INR",
8
  "accept_partial": true,
9
  "first_min_partial_amount": 100,
10
  "reference_id": "#425",
11
  "description": "Payment for policy no #23456",
12
  "customer": {
13
    "name": "Gaurav Kumar",
14
    "contact": "+919000090000",
15
    "email": "gaurav.kumar@example.com"
16
  },
17
  "notify": {
18
    "sms": true,
19
    "email": true
20
  },
21
  "reminder_enable": true,
22
  "options": {
23
    "order": {
24
      "method": "netbanking",
25
      "bank_account": {
26
        "account_number": "04300040049999",
27
        "name": "Gaurav Kumar",
28
        "ifsc": "KKBK0000430"
29
      }
30
    }
31
  }
32
}'
33


34
Use this API endpoint for UPI
35


36
curl -X POST https://api.razorpay.com/v1/payment_links
37
-H 'content-type: application/json'
38
-d '{
39
  "amount": 1000,
40
  "currency": "INR",
41
  "accept_partial": true,
42
  "first_min_partial_amount": 100,
43
  "reference_id": "#42ds6",
44
  "description": "Payment for policy no #23456",
45
  "customer": {
46
    "name": "Gaurav Kumar",
47
    "contact": "+919000090000",
48
    "email": "gaurav.kumar@example.com"
49
  },
50
  "notify": {
51
    "sms": true,
52
    "email": true
53
  },
54
  "reminder_enable": true,
55
  "options": {
56
    "order": {
57
      "method": "upi",
58
      "bank_account": {
59
        "account_number": "04300040049999",
60
        "name": "Gaurav Kumar",
61
        "ifsc": "KKBK0000430"
62
      }
63
    }
64
  }
65
}'
66


67
Use this API endpoint for for either Netbanking or UPI
68


69
curl -X POST https://api.razorpay.com/v1/payment_links
70
-H 'content-type: application/json'
71
-d '{
72
  "amount": 1000,
73
  "currency": "INR",
74
  "accept_partial": true,
75
  "first_min_partial_amount": 100,
76
  "reference_id": "#427",
77
  "description": "Payment for policy no #23456",
78
  "customer": {
79
    "name": "Gaurav Kumar",
80
    "contact": "+919000090000",
81
    "email": "gaurav.kumar@example.com"
82
  },
83
  "notify": {
84
    "sms": true,
85
    "email": true
86
  },
87
  "reminder_enable": true,
88
  "options": {
89
    "order": {
90
      "bank_account": {
91
        "account_number": "04300050077634",
92
        "name": "Gaurav Kumar",
93
        "ifsc": "KKBK0000430"
94
      }
95
    }
96
  }
97
}'

Netbanking

UPI

Either

1
{
2
  "accept_partial": true,
3
  "amount": 1000,
4
  "amount_paid": 0,
5
  "callback_method": "",
6
  "callback_url": "",
7
  "cancelled_at": 0,
8
  "created_at": 1596525334,
9
  "currency": "INR",
10
  "customer": {
11
    "contact": "+919000090000",
12
    "email": "gaurav.kumar@example.com",
13
    "name": "Gaurav Kumar"
14
  },
15
  "deleted_at": 0,
16
  "description": "Payment for policy no #23456",
17
  "expire_by": 0,
18
  "expired_at": 0,
19
  "first_min_partial_amount": 100,
20
  "id": "plink_FMbF1mewlEnf3Q",
21
  "notes": null,
22
  "notify": {
23
    "email": true,
24
    "sms": true
25
  },
26
  "payments": null,
27
  "reference_id": "#42sd5",
28
  "reminder_enable": true,
29
  "reminders": [],
30
  "short_url": "https://rzp.io/i/XxDxHPE",
31
  "source": "",
32
  "source_id": "",
33
  "status": "created",
34
  "updated_at": 1596525334,
35
  "user_id": ""
36
}