API Test Keys

Create a Customer Identifier With Bank Account Receiver

POST

/v1/virtual_accounts

Click to copy

Use this endpoint to create a Customer Identifier with bank account receiver type.

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Curl

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1curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
2-X POST https://api.razorpay.com/v1/virtual_accounts \
3-H "Content-Type: application/json" \
4-d '{
5  "receivers": {
6    "types": [
7      "bank_account"
8    ],
9    "bank_account": {
10      "descriptor": "1234567890"
11    }
12  },
13  "description": "Customer Identifier created for Raftar Soft",
14  "customer_id": "cust_CaVDm8eDRSXYME",
15  "close_by": 1681615838,
16  "notes": {
17    "project_name": "Banking Software"
18  }
19}'

Success

Failure

1{
2  "id":"va_DlGmm7jInLudH9",
3  "name":"Acme Corp",
4  "entity":"virtual_account",
5  "status":"active",
6  "description":"Customer Identifier created for Raftar Soft",
7  "amount_expected":null,
8  "notes":{
9    "project_name":"Banking Software"
10  },
11  "amount_paid":0,
12  "customer_id":"cust_CaVDm8eDRSXYME",
13  "receivers":[
14    {
15      "id":"ba_DlGmm9mSj8fjRM",
16      "entity":"bank_account",
17      "ifsc":"RATN0VAAPIS",
18      "bank_name": "RBL Bank",
19      "name":"Acme Corp",
20      "notes":[],
21      "account_number":"2223330099089860"
22    }
23  ],
24  "close_by":1681615838,
25  "closed_at":null,
26  "created_at":1574837626
27}

Request Parameters

receivers

json object

Configuration of desired receivers for the Customer Identifier.

Show child parameters (3)

description

string

A brief description of the Customer Identifier.

customer_id

string

Unique identifier of the customer to whom the Customer Identifier must be tagged. Create a customer using the

Customer API

notes

json object

Any custom notes you might want to add to the Customer Identifier can be entered here. Know more about

notes

close_by

integer

UNIX timestamp at which the Customer Identifier is scheduled to be automatically closed. For example, 1681615838. This needs to be passed only if you want the Customer Identifier to be temporary and auto-deleted after a specific usage time.

Watch Out!

While sharing the details of Customer Identifiers (created using RBL bank) with the customers, ensure that the fifth character in the IFSC is number 0 and not the letter O. For example, valid IFSC is RATN0VAAPIS and not RATNOVAAPIS.
A Customer Identifier will close automatically only if the UNIX timestamp is passed in the close_by request parameter.

Response Parameters

id

string

The unique identifier of the Customer Identifier.

name

string

The merchant billing label as it appears on the Dashboard.

entity

string

Indicates the type of entity. Here, it is virtual account.

status

string

Indicates whether the Customer Identifier is in active or closed state.

description

string

A brief description about the Customer Identifier.

amount_expected

integer

The amount expected by the merchant.

amount_paid

integer

The amount paid by the customer into the Customer Identifier.

notes

json object

Any custom notes you might want to add to the Customer Identifier can be entered here. Know more about

notes

customer_id

string

Unique identifier of the customer the Customer Identifier is linked with. Know more about

Customer API

receivers

json object

Configuration of desired receivers for the Customer Identifier.

Show child parameters (10)

close_by

integer

UNIX timestamp at which the Customer Identifier is scheduled to be automatically closed. For example, 1681615838. This is returned only if the UNIX timestamp was specified during the Customer Identifier creation. There is no expiry time for a Customer Identifier unless specified during creation.

closed_at

integer

UNIX timestamp at which the Customer Identifier is automatically closed.

created_at

integer

UNIX timestamp at which the Customer Identifier was created.

Errors

The api <key/secret> provided is invalid

Error Status: 4xx

Occurs when there is a mismatch between the API credentials passed in the API call and the API credentials generated on the Dashboard.

Solution

The field name is required

Error Status: 400

Occurs when a mandatory field is empty.

Solution

The id provided does not exist

Error Status: 400

Occurs when the customer_id passed is wrong or does not belong to the identifier associated to the API Keys used.

Solution

Receivers field is required

Error Status: 400

Occurs when the receivers field is empty.

Solution

An active Customer Identifier with the same descriptor already exists for your account.

Error Status: 400

The description provided by you already exists for another account.

Solution

Create a Customer Identifier With Bank Account Receiver

POST

/v1/virtual_accounts

Click to copy

Use this endpoint to create a Customer Identifier with bank account receiver type.

Is this page helpful?

Request Parameters

receivers

json object

Configuration of desired receivers for the Customer Identifier.

Show child parameters (3)

description

string

A brief description of the Customer Identifier.

customer_id

string

Unique identifier of the customer to whom the Customer Identifier must be tagged. Create a customer using the

Customer API

notes

json object

Any custom notes you might want to add to the Customer Identifier can be entered here. Know more about

notes

close_by

integer

Watch Out!

While sharing the details of Customer Identifiers (created using RBL bank) with the customers, ensure that the fifth character in the IFSC is number 0 and not the letter O. For example, valid IFSC is RATN0VAAPIS and not RATNOVAAPIS.
A Customer Identifier will close automatically only if the UNIX timestamp is passed in the close_by request parameter.

Response Parameters

id

string

The unique identifier of the Customer Identifier.

name

string

The merchant billing label as it appears on the Dashboard.

entity

string

Indicates the type of entity. Here, it is virtual account.

status

string

Indicates whether the Customer Identifier is in active or closed state.

description

string

A brief description about the Customer Identifier.

amount_expected

integer

The amount expected by the merchant.

amount_paid

integer

The amount paid by the customer into the Customer Identifier.

notes

json object

Any custom notes you might want to add to the Customer Identifier can be entered here. Know more about

notes

customer_id

string

Unique identifier of the customer the Customer Identifier is linked with. Know more about

Customer API

receivers

json object

Configuration of desired receivers for the Customer Identifier.

Show child parameters (10)

close_by

integer

closed_at

integer

UNIX timestamp at which the Customer Identifier is automatically closed.

created_at

integer

UNIX timestamp at which the Customer Identifier was created.

Errors

The api <key/secret> provided is invalid

Error Status: 4xx

Occurs when there is a mismatch between the API credentials passed in the API call and the API credentials generated on the Dashboard.

Solution

The field name is required

Error Status: 400

Occurs when a mandatory field is empty.

Solution

The id provided does not exist

Error Status: 400

Occurs when the customer_id passed is wrong or does not belong to the identifier associated to the API Keys used.

Solution

Receivers field is required

Error Status: 400

Occurs when the receivers field is empty.

Solution

An active Customer Identifier with the same descriptor already exists for your account.

Error Status: 400

The description provided by you already exists for another account.

Solution

Curl

change language

1curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
2-X POST https://api.razorpay.com/v1/virtual_accounts \
3-H "Content-Type: application/json" \
4-d '{
5  "receivers": {
6    "types": [
7      "bank_account"
8    ],
9    "bank_account": {
10      "descriptor": "1234567890"
11    }
12  },
13  "description": "Customer Identifier created for Raftar Soft",
14  "customer_id": "cust_CaVDm8eDRSXYME",
15  "close_by": 1681615838,
16  "notes": {
17    "project_name": "Banking Software"
18  }
19}'

Success

Failure

1{
2  "id":"va_DlGmm7jInLudH9",
3  "name":"Acme Corp",
4  "entity":"virtual_account",
5  "status":"active",
6  "description":"Customer Identifier created for Raftar Soft",
7  "amount_expected":null,
8  "notes":{
9    "project_name":"Banking Software"
10  },
11  "amount_paid":0,
12  "customer_id":"cust_CaVDm8eDRSXYME",
13  "receivers":[
14    {
15      "id":"ba_DlGmm9mSj8fjRM",
16      "entity":"bank_account",
17      "ifsc":"RATN0VAAPIS",
18      "bank_name": "RBL Bank",
19      "name":"Acme Corp",
20      "notes":[],
21      "account_number":"2223330099089860"
22    }
23  ],
24  "close_by":1681615838,
25  "closed_at":null,
26  "created_at":1574837626
27}