About Turbo UPI

Integrate with Turbo UPI to provide a 2-step UPI payment experience.


Use Razorpay Turbo UPI to make UPI payments faster. Following are the sample screens while making payments using Turbo UPI.

Razorpay Turbo UPI Payment Flow

Watch Out!

Currently, Flutter SDK is supported only for Android.

  • Simplified payment process with just two steps.
  • Higher success rate.
  • One stop for refunds and disputes.

Watch Out!

Due to the sensitive nature of the added libraries, we must ensure that the app is running in a proper environment. Therefore, after integration, the app will not run on Android emulators.

Watch Out!

  • Use the rzp_test_0wFRWIZnH65uny merchant key for testing on the UAT environment and the for prod testing.
  • As a compliance requirement, you need to get approval from Google for READ_SMS permission. Refer for more details.

Your customers can link their bank accounts to your app with these steps:

  1. The customer navigates to your app's checkout screen and taps Add bank account.

    Turbo UPI Add Bank Account

    Handy Tips

    The customer needs to give allow SMS permission so that we can validate the phone number with the bank.

    Turbo UPI SMS Verification
  2. The customer's bank details are fetched and linked to the bank account.

    Turbo UPI Fetch Bank Account
  3. The customer selects a bank from the list of banks. The top 8 banks are displayed for easier selection.

    Turbo UPI Select Bank Account

Handy Tips

If no UPI PIN is set, the customers are prompted to provide their card details, enter an OTP and complete the setup.

Turbo UPI Enter Card Details

This completes the onboarding.

After the customer is onboarded, on the checkout page of your app:

  1. The customer selects the linked bank account.
    Razorpay Turbo UPI Payment Flow
  2. The customer enters the UPI PIN to complete the payment.
    Turbo UPI Payment Successful

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