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Recurring Payments allow you to charge your customers repeatedly without requiring them to enter payment details each time. Your customers authorise their payment method once and you can charge them at intervals you control based on your business needs. Use Razorpay Recurring Payments to create flexible payment schedules for subscriptions, installments, usage-based billing or on-demand charges. Set up recurring payments quickly using our powerful REST APIs.
Handy TipsAll recurring payments methods - Cards, UPI Autopay, Emandate and Paper NACH, are available by default on your Razorpay account.
  1. Authorise: Customer authorises their payment method.
  2. Tokenise: Payment method is securely tokenised after first successful payment.
  3. Charge: You initiate charges as needed using the token.
Recurring Payments are ideal when you need:
  • Flexible billing cycles: Charge customers based on usage, milestones or variable schedules.
  • Manual control: You decide when to charge each payment.
For automated, fixed-schedule billing (weekly, monthly, quarterly), consider using Subscriptions instead.

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Available Payment Methods

Choose the payment method that best suits your business model:
recurring-payments-card

Cards

Accept Recurring Payments with Cards.
recurring-payments-wallet

Wallets

Accept Recurring Payments with Wallets.

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Use Cases

Scenario: Acme Corp, an online marketing agency, charges clients based on actual ad clicks rather than fixed monthly fees.Example: A client wants to run campaigns for three months, paying ₹1000 per 5,000 clicks.Solution: Authorise the payment method once, then charge the customer each time they reach 5,000 clicks. The amount and timing varies based on actual usage.Recommended Method: Cards for quick authorisation (₹1 minimum)→ Set up with Cards
Scenario: Acme Finance, an investment company, offers mutual funds where customers make an initial investment and add variable amounts later.Example: Customer invests ₹1000 initially and can invest any amount (₹500, ₹2000, ₹5000) at any time.Solution: Charge the initial investment immediately during authorisation, then process subsequent investments as requested by the customer.Recommended Method: Card for long-term investment commitments.→ Set up with Card

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Get Started

Select the payment method based on your use case and customer preferences. Follow these steps to implement Recurring Payments:
Set up the one-time authorisation to capture customer consent:
Fetch the customer’s token detail to proceed with the authorisation payment using:
Use the token to charge customers as needed using: