Category: Guides

How to Create Custom Payment Pages with Razorpay Curlec

For many Malaysian SMEs, freelancers, and service providers, a full-scale e-commerce website isn’t always necessary. You might be selling through social media, running a workshop, or collecting fees for a consulting service. The challenge is often simple but crucial: how do you collect payments online in a way that is professional, secure, and easy for […]

Merchant Discount Rates in Malaysia: What Every Business Owner Should Know

For any business in Malaysia, from a local café to a growing e-commerce brand, accepting digital payments is essential for success. But for every sale made with a credit card or e-wallet, a small portion of that revenue is deducted before it reaches your bank account. This is the Merchant Discount Rate (MDR). While the […]

A Guide to Telegraphic Transfers (TT) in Malaysia for Businesses

For Malaysian businesses operating in a global marketplace, paying international suppliers or receiving funds from overseas clients is a daily reality. The primary method for these large-scale cross-border payments has long been the Telegraphic Transfer (TT), also known as a wire transfer. While reliable, the traditional TT process can often be slow, expensive, and lack […]

How to Set Up a Payment Link in Malaysia with Razorpay Curlec

For a modern Malaysian business, sales don’t just happen on a website. They happen everywhere: in a WhatsApp chat, on an Instagram DM, or after sending an invoice via email. In these moments, you need a way to collect payment that is fast, professional, and incredibly simple for your customer. Asking for a bank transfer […]

Mobile Wallet Adoption in Malaysia: Key Trends for Businesses

In Malaysia, the way people pay for everyday items has fundamentally changed. The once-familiar sight of notes and coins being exchanged has been replaced by the quick, seamless scan of a smartphone. This shift is powered by the explosive growth of mobile wallets (or e-wallets), which have evolved from a niche technology into a mainstream […]

How Recurring Payments Benefit Subscription Businesses in Malaysia

From software-as-a-service (SaaS) and streaming platforms to gym memberships and curated subscription boxes, the subscription business model is booming in Malaysia. This model is powerful because it shifts the focus from one-off sales to building long-term customer relationships. However, its success hinges on one critical element: a smooth and reliable payment process. For a subscription […]

FPX vs DuitNow: Understanding Malaysia’s Core Payment Rails

For any business operating in Malaysia’s digital economy, two names form the foundation of the nation’s cashless payment system: FPX and DuitNow. Both are operated by PayNet, backed by Bank Negara Malaysia, and are deeply trusted by millions of consumers and businesses alike. However, understanding their distinct roles is crucial for building an effective payment […]

E-Commerce Payment Systems in Malaysia Explained

For any business selling online in Malaysia, your website is your digital storefront. But what serves as your 24/7 cashier, security guard, and financial administrator all at once? That essential role is filled by your e-commerce payment system. An e-commerce payment system is the complete infrastructure of technology and services that allows you to securely […]

The Growth of E-Payments in Malaysia

Not long ago, “cash is king” was the undisputed rule of commerce in Malaysia. From the smallest kedai runcit to the largest retailer, physical notes and coins were the lifeblood of daily transactions. Today, the quiet beep of a QR code scanner and the seamless click of an online checkout have fundamentally reshaped that landscape. […]

How DuitNow Simplifies Payments for Malaysian Businesses

From bustling pasar malams to sophisticated e-commerce stores, the way Malaysians pay is undergoing a profound transformation. The days of searching for exact change or keying in long bank account numbers are quickly fading, replaced by the instant convenience of a QR code scan or a simple phone number transfer. At the heart of this […]