Subscription or One-Time? Payment Models Malaysia Explained

Key Takeaways Table of Content Many Malaysian businesses are rethinking how they collect payments. A fitness studio in Petaling Jaya, for example, switched from one-time class packages to monthly memberships. The result was a more stable cash flow and better long-term planning. This shift is happening across industries. Businesses are weighing the benefits of subscription […]
Are Payment Links Secure? A Guide for Malaysian Businesses

Key Takeaways Table of Content If you run a business in Malaysia, you have probably considered using payment links to collect money from customers. They are fast, flexible, and require zero technical setup. But one question tends to hold business owners back: are they actually safe? The short answer is yes. When generated through a […]
Common MCC Code Mistakes That Can Impact Malaysian Merchants

Key Takeaway: Table of Contents Every time you accept a card payment, there’s a four-digit number working behind the scenes. That’s your MCC—Merchant Category Code. But what’s special about it? Card networks like Visa and Mastercard use MCC codes to classify businesses. A restaurant gets one code, a software company gets another, a petrol station […]
What Is a Payment Terminal and How Does It Work in Malaysia?

You’ve seen them at every checkout counter. That small machine where customers tap their cards, insert chips, or wave their phones. That’s a payment terminal—sometimes called a POS terminal, card machine, or EDC machine.
How to Offer BNPL For Business Without Increasing Risk

Many customers nowadays can get the products they want without paying the full amount right away. While convenient for them, it’s normal for Malaysian business owners to feel some hesitation. What happens if they don’t pay? What about chargebacks? Fraud?
How to Set Up an Online Payment System in Malaysia for SMEs

Cash used to be king in Malaysia. Not anymore.
In 2024, Bank Negara Malaysia reported that e-payment transactions reached 14.7 billion, a clear sign that consumers expect businesses to meet them where they are. And where they are is online, tapping phones and clicking “Pay Now.”
Business Tax in Malaysia: Rates, Filing Deadlines, and Compliance Guide
As of 2026, the Malaysian tax environment has fully transitioned into a high-transparency, digital-first model. The Inland Revenue Board (LHDN) and the Royal Malaysian Customs Department now operate with real-time data visibility, primarily driven by the full implementation of the national e-invoicing mandate. For business owners, manual reconciliation has been replaced by automated, validated reporting. […]
What are B2B and B2G e-Invoicing in Malaysia?
In 2026, Malaysia’s business landscape has been completely redefined by the mandatory implementation of e-invoicing. Orchestrated by the Inland Revenue Board of Malaysia (LHDN), this initiative has moved beyond simple tax reporting to become the primary mechanism for all commercial transactions. Central to this ecosystem are two distinct workflows: B2B (Business-to-Business) and B2G (Business-to-Government) e-invoicing. […]
Withholding Tax in Malaysia: Meaning, Rates, Examples & How It Works
When a Malaysian business engages with international expertise—whether by paying a software developer in India, licensing a brand from the UK, or paying interest on a loan from a Singaporean bank—it triggers a specific tax obligation known as Withholding Tax (WHT). Withholding Tax is not a tax on your business, but a tax on the […]
How to Apply for e-Daftar Online: Registration, Login, and Filing Taxes
In the modern Malaysian economy, your relationship with the Inland Revenue Board (LHDN) begins digitally. The gateway to this relationship is e-Daftar, the official online platform used to register for a tax file and obtain your Tax Identification Number (TIN). In 2026, with the full implementation of national e-invoicing, having a validated tax profile is […]
Payment Gateway
Payment Links
Payment Pages
Payment Buttons
Invoice