A payment gateway is a technology platform that enables merchants to securely accept electronic payments for goods and services from their customers. It acts as an intermediary between the merchant's website or point-of-sale system and the customer's financial institution or credit card network, managing the flow of funds and verifying the authenticity of payment information.

Creating a payment gateway can be expensive and time-consuming, so many businesses prefer to use third-party providers like Curlec, that offer pre-built solutions.

To set up a payment gateway, you'll need to choose a provider, register for an account, integrate the gateway with your website or point-of-sale system, and configure your payment settings. You may also need to provide additional documentation and comply with regulatory requirements. Refer Curlec documentation for detailed instructions and support to get started.

Curlec does not charge a set-up fee for SMEs on the Payment Gateway product. However, there is a minimal set-up fee for products such as payouts, direct debit and enterprise packages.

For FPX, please furnish us with the following

1. FPX Merchant registration form
2. Bank agreement for FPX services
3. Offer letter from bank

For Credit Cards, we require:

1. Merchant application form
2. CTOS consent from all directors/sole proprietor/partners
3. Business registration/company incorporation documents
4. Business website URL/social media handle
5. IC copies of all directors and shareholders
6. Last 3 months' bank statement
7. Pictures of business premises
8. Proof of address (i.e: utility bill)