How to Set Up a Payment Gateway on Shopify: A Malaysia Guide

You’ve built your Shopify store, curated your products, and you’re ready to launch. There’s just one final, critical step: setting up your payment gateway. This is the technology that will allow you to securely accept online payments from your customers, turning your beautifully designed store into a functional business.

For merchants in Malaysia, choosing and correctly setting up a payment gateway is vital. Your customers expect to pay with their preferred local methods, like FPX and DuitNow. A complicated or untrustworthy checkout process is the number one reason for lost sales.

This guide provides a clear, step-by-step walkthrough on how to set up a payment gateway on your Shopify store. We will cover the essential features to look for in a provider and show you how to integrate a modern solution like Razorpay Curlec in minutes.

Key Takeaways

• Why It Matters: A payment gateway is essential to accept online payments. The right one builds customer trust and increases sales by offering preferred local payment methods.
• Local Methods are a Must: Your gateway must support FPX and DuitNow to cater to the expectations of Malaysian shoppers.
• Simple Integration is Key: A modern gateway should offer a dedicated Shopify app for a quick, “no-code” setup process.
• Security is Non-Negotiable: Always choose a PCI DSS compliant payment gateway to protect your business and your customers’ sensitive payment data.
• Step-by-Step Setup: The process involves creating an account with a gateway, installing their Shopify app, and configuring the settings with API keys from your dashboard.

Before You Begin: Choosing the Right Payment Gateway for Shopify

Before jumping into the setup, it’s crucial to select the right partner. Not all gateways are created equal. For a Malaysian Shopify store, your chosen provider must have:

1. Full Support for Malaysian Payment Methods: This includes FPX, DuitNow QR, credit/debit cards, and major e-wallets.
2. A Dedicated Shopify App: This ensures a simple, reliable, and seamless integration.
3. Transparent Pricing: Clear, predictable fees with no hidden costs.
4. Robust Security: Full PCI DSS compliance to handle sensitive payment data securely.

A unified payment gateway like Razorpay Curlec is designed specifically for the Malaysian market and meets all these criteria, making it an ideal choice for Shopify merchants.

How to Set Up a Payment Gateway on Shopify: A 5-Step Guide

Integrating a modern payment gateway like Razorpay Curlec with your Shopify store is a straightforward process that doesn’t require any technical expertise.

Step 1: Create Your Razorpay Curlec Account

Before you can configure anything in Shopify, you need an active merchant account with your chosen payment gateway.

• Go to the Razorpay Curlec website and sign up for an account.
• Complete the business verification (KYC) process by submitting your SSM documents and bank details. This is a standard requirement mandated by Bank Negara Malaysia.
• Once approved, you will have access to your live merchant dashboard.

Step 2: Install the Razorpay Curlec App from the Shopify App Store

Shopify makes it easy to connect with payment providers through its App Store.

• Log in to your Shopify Admin panel.
• Go to the Shopify App Store and search for the official “Razorpay Curlec” app.
• Click “Add app” and follow the prompts to install it on your store.

Step 3: Generate Your API Keys from the Razorpay Curlec Dashboard

API keys are the secure credentials that create a private link between your Shopify store and your payment gateway.

• Log in to your Razorpay Curlec dashboard.
• Navigate to the Settings > API Keys section in the menu.
• Generate your unique Key Id and Key Secret. Keep these credentials safe and do not share them publicly.

Step 4: Configure the Gateway in Your Shopify Payment Settings

Now, you will connect the app to your Curlec account using the keys you just generated.

• In your Shopify Admin, go to Settings > Payments.
• In the “Payment providers” section, choose “Add payment methods”.
• Search for “Razorpay Curlec” in the list of available providers and select it.
• You will see a configuration screen. Here, carefully copy and paste the Key Id and Key Secret from your Curlec dashboard into the corresponding fields.

Step 5: Activate and Test Your Gateway

This is the final step before you can start accepting payments.

• After entering your keys, click the “Activate” button.
• Crucially, run a test transaction. Create a test product for a small amount (e.g., RM1.00), go through your store’s entire checkout process, and make a live payment with a real method like FPX or a credit card.
• Confirm that the payment is successful, you receive an order confirmation, and the transaction appears correctly in your Razorpay Curlec dashboard.

Once your test is successful, your integration is complete, and you are ready to sell to your customers!

Did You Know?

According to industry data, offering local payment methods is one of the most effective ways to reduce cart abandonment. For Malaysian stores, simply adding FPX as a checkout option can increase conversion rates by over 10% because it is the most trusted online payment method for local consumers.

Ready to Start Accepting Payments on Your Shopify Store?

Don’t let a complicated setup or the wrong payment options hold you back. Get your Shopify store ready for Malaysian customers in minutes.

Learn more about Razorpay Curlec‘s seamless Shopify integration.

Conclusion: A Simple Setup for a Powerful Partnership

Setting up a payment gateway on your Shopify store is a simple process that unlocks the full potential of your e-commerce business. By choosing a partner that understands the Malaysian market and provides a seamless integration, you are not just enabling transactions; you are building a foundation of trust, improving the customer experience, and creating an efficient financial workflow that will support your business as it grows.

Frequently Asked Questions (FAQs) for Malaysian Shopify Merchants

What is the difference between Shopify Payments and a third-party gateway like Razorpay Curlec?

Shopify Payments is Shopify’s native payment processor. While convenient, its support for essential Malaysian payment methods like FPX and a full suite of DuitNow services can be limited. A third-party gateway like Razorpay Curlec is a specialized local provider that guarantees you can offer all the payment options your Malaysian customers expect and trust.

What are the essential local Malaysian payment methods I must offer?

To effectively serve the Malaysian market and minimize cart abandonment, your chosen payment solution must support FPX (Financial Process Exchange) for direct bank transfers and DuitNow QR for seamless payments via local e-wallets and banking apps.

Do I need a legally registered business (SSM) to activate a payment gateway account?

Yes. All legitimate and regulated payment gateways in Malaysia require you to complete a thorough Know Your Customer (KYC) process. This process mandates the submission of your business registration documents from the Suruhanjaya Syarikat Malaysia (SSM) before your merchant account can be activated for live transactions.

Does using a third-party gateway mean I have to worry about PCI compliance?

Using a PCI DSS compliant payment gateway significantly reduces your own compliance burden. Since the gateway’s secure systems handle the sensitive customer card data, you avoid the complexity and liability of having to achieve and maintain full PCI compliance yourself.