How Smart Collect Works
Create a Customer Identifier and send them to customers for receiving payments.
Given below are the steps on how to create a customer identifier:
- Sign up for a .
- Create Customer Identifiers tagged to the customer.
- The account details of the customer identifier created by Razorpay (such as account number, IFSC and Name) should be shared with the customer.
- The customer adds the bank account as a beneficiary on their preferred netbanking portal and transfers the money using NEFT, RTGS or IMPS.
- Payment deposited in these customer identifiers is settled into your bank account linked with Razorpay.
Payment Confirmation
You can consider a payment to be successful only when you receive the notification from Razorpay. You can
. Also, you can choose to configure and subscribe to thevirtual_account.credited event to receive notifications when customers make payments.
Using Smart Collect, you can create a unique Customer Identifier to be shared with your customers. Its structure and components are explained below.
The Customer Identifier consists of 16 digits.
Bank Account Number: 1112220040042526
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