Payout Sample Payloads

The payload remains the same for IMPS, NEFT and RTGS modes for fund_account_type bank_account. That is, the payload is same for a payout done to a bank account, through IMPS, NEFT or RTGS.

The table below lists the webhook events available for RazorpayX Payouts. You can enable webhooks for payout statuses listed in

Payout Life Cycle

Order of Events

Take payouts in RazorpayX as an example. For payouts, you should receive webhooks in the following order:

payout.pending (if you have
Approval Workflow
enabled on your account)
payout.queued (in case your
business account does not have sufficient balance to process the payout
)
payout.initiated
payout.processed or payout.reversed

The above order may not be followed at all times. Please keep this in mind and configure your webhook URL to handle such scenarios.

The processed and reversed states are the last states for a payout. Their corresponding webhooks payout.processed or payout.reversed indicate this state change. Any webhook received after these should be ignored.

Handy Tips

The error object has been deprecated.

Payout Pending

{
  "entity":"event",
  "account_id":"acc_BfVUrG6tDiL7H0",
  "event":"payout.pending",
  "contains":[
    "payout"
  ],
  "payload":{
    "payout":{
      "entity":{
        "id":"pout_1Aa00000000001",
        "entity":"payout",
        "fund_account_id":"fa_1Aa00000000001",
        "amount":100,
        "currency":"INR",
        "notes":{
          "note_key 1":"Tea. Earl Gray. Hot.",
          "note_key 2":"Tea. Earl Gray. Decaf."
        },
        "fees":0,
        "tax":0,
        "status":"pending",
        "purpose":"refund",
        "utr":null,
        "mode":"NEFT",
        "reference_id":null,
        "narration":"Test Fund Transfer",
        "batch_id":null,
        "status_details": {
          "description": "Confirmation of the credit to the beneficiary is pending from HDFC bank. Please check the status after after 24th October 2021, 10:40 PM",
          "source": "beneficiary_bank",
          "reason": "beneficiary_bank_confirmation_pending"
        }
        "created_at":1580808301,
        "fee_type": ""
      }
    }
  },
  "created_at":1580808301
}

Know about the

Payouts Approval Payload

Payout Rejected

{
  "entity":"event",
  "account_id":"acc_BfVUrG6tDiL7H0",
  "event":"payout.rejected",
  "contains":[
    "payout"
  ],
  "payload":{
    "payout":{
      "entity":{
        "id":"pout_1Aa00000000001",
        "entity":"payout",
        "fund_account_id":"fa_1Aa00000000001",
        "amount":10000,
        "currency":"INR",
        "notes":{
          "note_key 1":"Tea. Earl Gray. Hot.",
          "note_key 2":"Tea. Earl Gray. Decaf."
        },
        "fees":0,
        "tax":0,
        "status":"rejected",
        "purpose":"refund",
        "utr":null,
        "mode":"NEFT",
        "reference_id":null,
        "narration":"Acme Fund Transfer",
        "batch_id":null,
        "status_details": {
          "description": "Payout rejected by beneficiary bank. Please contact beneficiary bank",
          "source": "beneficiary_bank",
          "reason": "beneficiary_bank_rejected"
        }
        "created_at":1581512005,
        "fee_type": ""
      }
    }
  },
  "created_at":1581512006
}

Payout Queued

{
  "entity":"event",
  "account_id":"acc_BfVUrG6tDiL7H0",
  "event":"payout.queued",
  "contains":[
    "payout"
  ],
  "payload":{
    "payout":{
      "entity":{
        "id":"pout_1Aa00000000001",
        "entity":"payout",
        "fund_account_id":"fa_1Aa00000000001",
        "amount":286540,
        "currency":"INR",
        "notes":{
          "note_key 1":"Tea. Earl Gray. Hot.",
          "note_key 2":"Tea. Earl Gray. Decaf."
        },
        "fees":0,
        "tax":0,
        "status":"queued",
        "purpose":"payout",
        "utr":null,
        "mode":"IMPS",
        "reference_id":null,
        "narration":"Acme Fund Transfer",
        "batch_id":null,
        "status_details": {
          "description": "Payout is queued as there is insufficient balance in your business account to process the payout",
          "source": "business",
          "reason": "low_balance"
        }
        "created_at":1580119445,
        "fee_type": ""
      }
    }
  },
  "created_at":1580119445
}

Payout Initiated

{
  "entity":"event",
  "account_id":"acc_BfVUrG6tDiL7H0",
  "event":"payout.initiated",
  "contains":[
    "payout"
  ],
  "payload":{
    "payout":{
      "entity":{
        "id":"pout_1Aa00000000001",
        "entity":"payout",
        "fund_account_id":"fa_1Aa00000000001",
        "amount":100,
        "currency":"INR",
        "notes":{
          "note_key 1":"Tea. Earl Gray. Hot.",
          "note_key 2":"Tea. Earl Gray. Decaf."
        },
        "fees":590,
        "tax":90,
        "status":"processing",
        "purpose":"refund",
        "utr":null,
        "mode":"NEFT",
        "reference_id":null,
        "narration":"Acme Fund Transfer",
        "batch_id":null,
        "status_details": {
          "description": "Confirmation of the credit to the beneficiary is pending from HDFC bank. Please check the status after after 24th October 2021, 10:40 PM",
          "source": "beneficiary_bank",
          "reason": "beneficiary_bank_confirmation_pending"
        }
        "created_at":1579865132,
        "fee_type": "",
      }
    }
  },
  "created_at":1579865132
}

Payout Processed

{
  "entity":"event",
  "account_id":"acc_BfVUrG6tDiL7H0",
  "event":"payout.processed",
  "contains":[
    "payout"
  ],
  "payload":{
    "payout":{
      "entity":{
        "id":"pout_1Aa00000000001",
        "entity":"payout",
        "fund_account_id":"fa_1Aa00000000001",
        "amount":100,
        "currency":"INR",
        "notes":{
          "note_key 1":"Tea. Earl Gray. Hot.",
          "note_key 2":"Tea. Earl Gray. Decaf."
        },
        "fees":3,
        "tax":0,
        "status":"processed",
        "purpose":"payout",
        "utr":"qwer1yuijaaasss",
        "mode":"IMPS",
        "reference_id":null,
        "narration":"Acme Fund Transfer",
        "batch_id":null,
        "status_details": {
          "description": "Payout is processed and the money has been credited into the beneficiaries account",
          "source": "beneficiary_bank",
          "reason": "payout_processed"
        }
        "created_at":1579175640,
        "fee_type": "",
      }
    }
  },
  "created_at":1579175674
}

Payout Updated

{
  "entity":"event",
  "account_id":"acc_BfVUrG6tDiL7H0",
  "event":"payout.updated",
  "contains":[
    "payout"
  ],
  "payload":{
    "payout":{
      "entity":{
        "id":"pout_1Aa00000000001",
        "entity":"payout",
        "fund_account_id":"fa_1Aa00000000001",
        "amount":2000000,
        "currency":"INR",
        "notes":{
          "note_key 1":"Tea. Earl Gray. Hot.",
          "note_key 2":"Tea. Earl Gray. Decaf."
        },
        "fees":1062,
        "tax":162,
        "status":"processed",
        "purpose":"refund",
        "utr":"933815233814",
        "mode":"IMPS",
        "reference_id":null,
        "narration":"Acme Fund Transfer",
        "batch_id":null,
        "status_details": {
          "description": "Payout is processed and the money has been credited into the beneficiaries account",
          "source": "beneficiary_bank",
          "reason": "payout_processed"
        }
        "created_at":1579863747,
        "fee_type": ""
      }
    }
  },
  "created_at":1579863747
}

Payout Reversed

{
  "entity":"event",
  "account_id":"acc_BfVUrG6tDiL7H0",
  "event":"payout.reversed",
  "contains":[
    "payout"
  ],
  "payload":{
    "payout":{
      "entity":{
        "id":"pout_1Aa00000000001",
        "entity":"payout",
        "fund_account_id":"fa_1Aa00000000001",
        "amount":212,
        "currency":"INR",
        "notes":{
          "note_key 1":"Tea. Earl Gray. Hot.",
          "note_key 2":"Tea. Earl Gray. Decaf."
        },
        "fees":9,
        "tax":2,
        "status":"reversed",
        "purpose":"payout",
        "utr":"qwer12uijaaasssd",
        "mode":"IMPS",
        "reference_id":null,
        "narration":"Acme Fund Transfer",
        "batch_id":null,
        "status_details": {
          "description": "Beneficiary bank systems are offline, please retry after 30 min",
          "source": "beneficiary_bank",
          "reason": "beneficiary_bank_offline"
        }
        "created_at":1580118057,
        "fee_type": ""
      }
    }
  },
  "created_at":1580118468
}

Payout Failed

{
  "entity": "event",
  "account_id": "acc_BfVUrG6tDiL7H0",
  "event": "payout.failed",
  "contains": [
    "payout"
  ],
  "payload": {
    "payout": {
      "entity": {
        "id": "pout_1Aa00000000001",
        "entity": "payout",
        "fund_account_id": "fa_1Aa00000000001",
        "amount": 100,
        "currency": "INR",
        "notes": {
          "note_key 1": "Tea. Earl Gray. Hot.",
          "note_key 2": "Tea. Earl Gray. Decaf."
        },
        "fees": 0,
        "tax": 0,
        "status": "failed",
        "purpose": "payout",
        "utr": "qwer12ui3323a22d",
        "mode": "IMPS",
        "reference_id": null,
        "narration": "Acme Fund Transfer",
        "batch_id": null,
        "status_details":  {
          "description": "Payout failed as the beneficiary account is closed. Please contact the beneficiary bank",
          "source": "beneficiary_bank",
          "reason": "bank_account_closed"
        }
        "created_at": 1580120202,
        "fee_type": ""
      }
    }
  },
  "created_at": 1580120247
}

Payout Downtime Started