Guides
GST vs SST: Understanding the Key Differences for Malaysian Businesses
For any business owner in Malaysia, the topic of consumption tax is a critical one. The past decade has seen a major shift: the implementation

How to Set Up a Payment Link in Malaysia with Razorpay Curlec
For a modern Malaysian business, sales don’t just happen on a website. They happen everywhere: in a WhatsApp chat, on an Instagram DM, or after sending an invoice via email. In these moments, you need

Mobile Wallet Adoption in Malaysia: Key Trends for Businesses
In Malaysia, the way people pay for everyday items has fundamentally changed. The once-familiar sight of notes and coins being exchanged has been replaced by the quick, seamless scan of a smartphone. This shift is

How Recurring Payments Benefit Subscription Businesses in Malaysia
From software-as-a-service (SaaS) and streaming platforms to gym memberships and curated subscription boxes, the subscription business model is booming in Malaysia. This model is powerful because it shifts the focus from one-off sales to building

FPX vs DuitNow: Understanding Malaysia’s Core Payment Rails
For any business operating in Malaysia’s digital economy, two names form the foundation of the nation’s cashless payment system: FPX and DuitNow. Both are operated by PayNet, backed by Bank Negara Malaysia, and are deeply

E-Commerce Payment Systems in Malaysia Explained
For any business selling online in Malaysia, your website is your digital storefront. But what serves as your 24/7 cashier, security guard, and financial administrator all at once? That essential role is filled by your

The Growth of E-Payments in Malaysia
Not long ago, “cash is king” was the undisputed rule of commerce in Malaysia. From the smallest kedai runcit to the largest retailer, physical notes and coins were the lifeblood of daily transactions. Today, the
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