Accept Payments from International Customers

Razorpay offers affordable solutions for Indian businesses to accept International Bank Transfers and International Card Payments, with funds settled directly to local bank accounts, ensuring minimal conversion loss and a smooth global payment experience.


Curlec provides Indian businesses with a comprehensive suite of payment solutions to accept international payments effortlessly. Our platform supports various payment methods, allowing businesses to cater to global customers securely and efficiently.

1. International Cards

Indian businesses can accept payments from international debit and credit cards issued across the globe. Our platform ensures a seamless experience for both businesses and customers.

Use Cases / Challenges

  • Ecommerce: Accept payments from global customers for products or services.
  • Education: Collect tuition fees from international students.
  • Challenges: Exchange rate fluctuations, compliance with international regulations, and varying card acceptance rates.

Prerequisites

To accept international payments, you need to meet the eligibility criteria established by our banking partners. Know more about the

.

Onboarding Flow

For detailed steps on the application process, refer to the

.

Method Details

  • Card Types: Visa, MasterCard, American Express, and more.
  • Currencies: Accept payments in multiple currencies, ensuring convenience for international customers.
  • Security: PCI DSS compliance, 3D Secure, and robust fraud detection.

2. Local Payment Methods

Curlec enables Indian businesses to accept payments via local payment methods, ensuring better outreach and customer convenience in specific regions.

Use Cases / Challenges

Uses Cases

  • Retail & Ecommerce: Expand customer reach by accepting payments in local currencies, enhancing the purchasing experience for international buyers.
  • Subscription Services: Provide flexible local payment options to subscribers in different countries.
  • B2B Transactions: Facilitate cross-border partnerships by supporting convenient payment methods.

Challenges

  • Ensuring payment method compatibility across various countries.
  • Adapting to regional payment regulations and compliance.
  • Navigating potential delays in settlement times for some local payment methods.

Prerequisites

  • You must have an active Razorpay account with KYC verification completed.
  • Enablement of local payment features on the Razorpay Dashboard.
  • Business readiness to comply with local regulations and settlement timelines for international transactions.

Onboarding Flow

You can accept payments from international customers in the form of online instant international bank transfers using the Razorpay Checkout form, refer to the

.

Method Details

  • Supported Payment Options: Various local bank transfer methods, mobile wallet options, and region-specific payment services.
  • Supported Currencies: Multiple local currencies that cater to the preferences of international customers.
  • Security Measures: End-to-end encryption and multi-layered security protocols to protect payment data and reduce fraud risk.

3. MoneySaver Export Account (International Bank Transfer)

Razorpay provides cost-effective solutions for Indian businesses to manage international payments and receive funds directly in their local bank accounts. This ensures minimal conversion loss and a seamless experience when dealing with global clients.

Use Cases / Challenges

Use Cases:

  • Export Businesses: Receive payments for goods or services sold to international clients, directly in your bank account.
  • Professional Services: Simplify international payment collection for consulting or freelance work.
  • B2B Transactions: Improve cash flow management for businesses dealing with overseas clients or suppliers.

Challenges:

  • Exchange rate volatility and its impact on the final amount received.
  • Compliance with international fund transfer regulations.
  • Potential delays in receiving funds through certain transfer methods.

Prerequisites

You must meet the following prerequisites set to accept payments from your international customers.

Onboarding Flow

For detailed steps on the activation process, refer to the

and activation steps.

Method Details

  • ACH (Local USD Bank Transfer Rails)
  • SEPA (Local EUR Bank Transfer Rails)
  • FPS (Local GBP Bank Transfer Rails)
  • SWIFT

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