Pay Later

Offer Pay Later (Buy Now, Pay Later) payment method at Razorpay Checkout. Check providers and payment flow.


Accept payments from your customers using the Pay Later service offered by various third-party providers.

  • Know about as a payment method for your account.
  • No additional integration is required to show Pay Later on your Standard Checkout integration.

Watch Out!

Instant Refunds are not supported on EMI, Cardless EMI and Pay Later.

Based on the concept

:

  1. The customers get a running line of credit by registering with any providers.
  2. When customers buy goods or services on your website or apps, no money is debited from their accounts.
  3. You receive the payments from their providers.
  4. The customer pays back to the provider as per the fixed schedule defined by the provider.

At Razorpay Checkout:

  1. At the Checkout, customers enter their contact details and from the displayed list of Pay Later providers, customers select their preferred provider.

    Pay Later payment method on Checkout screen
  2. Customers authorise their accounts via the OTP sent to their registered phone numbers.

  3. Payment is completed after successful validation.

Watch Out!

LazyPay services are temporarily disabled.

Handy Tips

  • PayPal now supports the Pay Later feature. You should enable both and the Pay Later options under Account & Settings → Pay Later (under Payment methods) on the Razorpay Dashboard to enable the Pay Later feature.
  • Check the standard interest rates charged by .

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pay later
buy now pay later
supported paylater providers
payment method
paypal