Given below is a complete end-to-end flow about how you can use Curlec Payment Gateway.
A customer visits your website or app, selects items they want to purchase and clicks the pay button to place an order. For each order placed by your customer, you create a transaction_id or checkout_id on your server for your reference. For example, #trn-345.
For each order placed by your customer, use the
to create an order from your Server.Curlec processes the details sent and returns an order_id to you, for example, order_EKwxwAgItmmXdp. Map this order_id to the transaction_id #trn-345, you had created in the previous step. Know more about
Pass the order_id returned by Curlec to your integration. This invokes the Curlec Checkout, the client-side UI, which displays various payment methods and enables your customer to complete the payment. The payment details entered by the customer are secured and stored by Curlec as tokens. The generated tokens are exchanged with your servers for further use.
Internally, Curlec sends an authentication request to the customer's bank. After authentication, Curlec is authorized to deduct the amount from the customer's bank account.
For successful payments, the Checkout returns the razorpay_order_id, razorpay_payment_id and razorpay_signature.
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.Once your customer completes the payment and Curlec authenticates it, you must capture the payment either automatically or manually. You can also verify the payment signature. This ensures that the payment is received from an authentic source. Know more about
.After the payment is successfully captured, the amount is settled to your account according to your settlement schedule. Know more about
.Customers may claim
after the transaction. In such cases, you can initiate a refund, post which the funds are sent back to the customer's account.