PayPal

Advantages

Integrating PayPal as a payment method offers you the following advantages:

• Better Success Rates: Enjoy up to 20% higher success rates.
• Faster Settlement time: Get paid on a T+1 settlement schedule.
• Wide user base: Reach Over 30 Crore PayPal users around the world.
• No additional charges: PayPal defines the rates for transactions.

Onboarding Process to Enable PayPal

Watch this video to see the onboarding process to enable PayPal on your checkout form.

Integration Steps

If you are using Razorpay Server-to-Server integration, first you need to raise a request with our

Follow the steps below to integrate S2S JSON API and accept payments using PayPal.

1.1

1.2

1.3

1.4

1.5

1.6

1.1 Create an Order

To process a payment, create a Razorpay Order to correspond with the order in your system. Send the order request parameters to the following endpoint:

Order is an important step in the payment process.

• An order should be created for every payment.
• You can create an order using the

  Orders API

  . It is a server-side API call. Know how to

  authenticate

  Orders API.
• The order_id received in the response should be passed to the checkout. This ties the order with the payment and secures the request from being tampered.

API Sample Code

Use this endpoint to create an order using the Orders API.

curl -X POST https://api.razorpay.com/v1/orders 
-U [YOUR_KEY_ID]:[YOUR_KEY_SECRET]
-H 'content-type:application/json'
-d '{
    "amount": 100,
    "currency": "MYR",
    "receipt": "qwsaq1",
    "partial_payment": true,
    "first_payment_min_amount": 230,
    "notes": {
      "key1": "value3",
      "key2": "value2"
    }
  }'

1.2 Create a Payment

Once an order is created, your next step is to create a payment. The following API will create a payment with wallet as the payment method:

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/payments/create/json \
-H "Content-Type: application/json" \
 -d '{
  "amount": "100",
  "currency": "USD",
  "email": "gaurav.kumar@example.com",
  "contact": "+919000090000",
  "order_id": "order_EAkbvXiCJlwhHR",
  "ip": "198.29.65.27",
  "method": "wallet",
  "wallet": "paypal"
  }'

1.3 Handle Payment Success and Error Events

Once the payment is completed by the customer, a POST request is made to the callback_url provided in the payment request. The data contained in this request will depend on whether the payment was a success or a failure.

Success Callback

If the payment made by the customer is successful, the following fields are sent:

• razorpay_payment_id
• razorpay_order_id
• razorpay_signature

{
  "razorpay_payment_id": "pay_29QQoUBi66xm2f",
  "razorpay_order_id": "order_9A33XWu170gUtm",
  "razorpay_signature": "9ef4dffbfd84f1318f6739a3ce19f9d85851857ae648f114332d8401e0949a3d"
}

Failure Callback

If the payment has failed, the callback will contain details of the error. Refer to

1.4 Verify Payment Signature

Signature verification is a mandatory step to ensure that Razorpay sends the callback. The razorpay_signature contained in the callback can be regenerated by your system and verified as follows.

Create a string to be hashed using the razorpay_payment_id contained in the callback and the Order ID generated in the first step, separated by a |. Hash this string using SHA256 and your API Secret.

generated_signature = hmac_sha256(order_id + "|" + razorpay_payment_id, secret);

if (generated_signature == razorpay_signature) {
    payment is successful
}

Generate Signature on your Server

/**
* This class defines common routines for generating
* authentication signatures for Razorpay Webhook requests.
*/
public class Signature
{
    private static final String HMAC_SHA256_ALGORITHM = "HmacSHA256";
    /**
    * Computes RFC 2104-compliant HMAC signature.
    * * @param data
    * The data to be signed.
    * @param key
    * The signing key.
    * @return
    * The Base64-encoded RFC 2104-compliant HMAC signature.
    * @throws
    * java.security.SignatureException when signature generation fails
    */
    public static String calculateRFC2104HMAC(String data, String secret)
    throws java.security.SignatureException
    {
        String result;
        try {

            // get an hmac_sha256 key from the raw secret bytes
            SecretKeySpec signingKey = new SecretKeySpec(secret.getBytes(), HMAC_SHA256_ALGORITHM);

            // get an hmac_sha256 Mac instance and initialize with the signing key
            Mac mac = Mac.getInstance(HMAC_SHA256_ALGORITHM);
            mac.init(signingKey);

            // compute the hmac on input data bytes
            byte[] rawHmac = mac.doFinal(data.getBytes());

            // base64-encode the hmac
            result = DatatypeConverter.printHexBinary(rawHmac).toLowerCase();

        } catch (Exception e) {
            throw new SignatureException("Failed to generate HMAC : " + e.getMessage());
        }
        return result;
    }
}

1.5 Integrate Payments Rainy Day Kit

Use Payments Rainy Day kit to overcome payments exceptions such as:

• Late Authorisation

• Payment Errors

1.6 Verify Payment Status

You can track the payment status in three ways:

Verify Status from Dashboard

Subscribe to Webhook Events

Poll APIs

To verify the payment status from the Dashboard:

1. Log in to the

   Dashboard

   and navigate to Transactions → Payments.
2. Check if a Payment Id has been generated and note the status. In case of a successful payment, the status is marked as Captured.

Next Steps

Settlements

You receive the payments made using PayPal directly to your PayPal wallet. PayPal makes the settlements in INR.

Refunds

1. Refunds can be initiated by you either from the

   Dashboard

   or by using the

   Refunds API

   .
2. The refund amount is deducted from your PayPal account and credited to your customer's PayPal account.