Handle Late Authorised Payments
Use Orders API or webhooks to handle late authorisations.
Late authorised payments are rare situations, as only less than 0.5% of the total payments get late authorised. The payments that are late authorised and not captured are auto-refunded in 5 days.
Based on your business needs, you can decide how to handle payments that may get late authorised. This largely depends on whether you can provide services for the late authorised payment.
Ignore these orders and communicate to the customer. Payments that stay in the authorized state (after the auto or manual timeouts) will be auto-refunded to customers within 5 working days (without considering the bank's processing time).
For example, an online food ordering service needs to deliver food immediately on receiving payments. As the need to deliver the service is immediate in this business, you cannot oblige the customers if the payment gets authorised late. In this case, you can ignore the payment made as it will be auto-refunded and communicate to the customer accordingly.
You can keep a track of these payments and fulfil the order when it is authorised.
For example, if you are an online marketplace merchant, who sells clothes and accessories, you can mark the order as 'pending' in your system and deliver the order when the payment gets authorised.
This is the easiest way to handle late authorisation. This feature gives you control over which payments should be auto-captured and which payments should be auto-refunded by allowing you to:
- Automatically capture all payments.
- Setup custom timeouts for automatic and manual capture.
- Manually capture all payments.
Know more about
.Orders API makes it easier to handle cases of late authorisation in the following ways:
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It clubs multiple payment attempts against the same order. If one of the payments is successful and another attempt gets Late Authorised, the late authorised payment is refunded immediately, and only successful payment is marked against the Order.
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Allows you to auto-capture payments based on the parameters passed in the
. Capture values passed in the Orders API take precedence over the Payment Capture settings configured on the Curlec Dashboard.
Webhooks send you notifications when payments move to the Authorized state. The webhook payment.authorized sends you a notification when the payment you were expecting to be Late Authorized moves to Authorized state.
You can send email notifications to your customers about the payment status, asking them to take further action to deliver the service. You can set up webhooks from the Curlec Dashboard. Know more about
.No. While other gateways also face these interruptions, Curlec ensures that you have a way of handling late authorised payments using:
- Orders API
- Webhooks
- Payment capture settings on the Curlec Dashboard.
You can track the status of the payment on the
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